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Senior Analyst, Credit and Income

at Altisource

Bengaluru, India Posted 2024-01-16

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About this role

Complete quality control post loan closing/Pre-funding. Review pre-closing/Prefunding documentation to ensure accuracy prior to document release and review post-closing documentation to ensure accuracy after loan closing and confirm supporting documents are all present and correctly executed. Record and report loan exceptions. Expertise on RADD, Forensic review, QM(Conventional, FHA, VA and USDA), non-QM and Portfolio loans review. Credit and Income review; Income calculation; Employment Income, self-employed income, rental income and other income. Identify red flags on loan file(Income documents review, asset documents review, credit report, Fraud report, exclusionary list). Review entity documentation to understand business structure and authorized  signers. Knowledge of applicable federal regulations and state laws a plus. Ability to prioritize and decipher policies, programs, and guidelines. Strong attention to detail, organizational and communication skills. Ability to handle multiple tasks, take on new responsibilities, and prioritize work in a deadline-intensive environment. Strong interpersonal and teamwork skills and ability to influence through collaboration. Self-motivated, high level of personal energy and commitment. Flexible to work on Night shifts. Bachelor's Degree, Master's Degree. 5+ years of experience in retail US residential mortgage banking and QC/post-closing/Prefunding is required. Competitive salary based on your experience and skills Good Health Comprehensive insurance plans like Medical, Personal Accident Benefit and Life Insurance   Happiness • 6 paid days off per year • Employee engagement programs • Opportunities to join our community service initiatives, including Habitat for Humanity Are you up to the challenge? What are you waiting for? Apply today! If you have any questions or concerns, feel free to reach out to us at Careers@altisource.com We are an equal opportunity employer and value diversity at our company. We do not discriminate on the basis of race, religion, color, national origin, gender, sexual orientation, age, marital status, veteran status, or disability status.

How to get this job at Altisource

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  3. Send tailored outreach. ResuMail drafts an email personalised to your resume and this role, then paces and schedules sends so you stay out of spam.
  4. Follow up. One polite nudge after 5–7 days roughly doubles reply rates — scheduled for you.

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