Location : Whitefield , Bangalore ( 5 Days WFO )
Role Overview
We are looking for a hybrid force multiplier: a
Product Manager with a Chartered Accountant (CA) background
to spearhead the productization of our financial infrastructure.
Instead of managing finance operations manually, you will own the product roadmap to automate them. You will design, build, and scale automated systems for complex reconciliations, multi-party payouts, and global treasury workflows. Your primary users will be our internal Finance and Auditing teams, and your core objective is to turn high-volume manual processes into flawless, scalable software engines.
Key Responsibilities & Core Domains
1. Core Reconciliation Engines (The Automated Matching Product)
High-Volume Transaction Matching:
Architect and maintain a rule-based matching engine capable of ingest, parsing, and clearing multi-format data streams (.csv, .xlsx, MT940).
Gateway & Network Recon:
Automate End-of-Day (EOD) and settlement matching for Payment Gateways (PG), Switch/Host logs, and international card networks (Visa/Mastercard).
Physical & Retail Cash Streams:
Build tools to reconcile physical cash collected at branches and "Cash Sales" records directly against bank deposits via automated ledger entry.
Month-End Acceleration:
Design modules to automate monthly ledger balancing, ensuring "continuous closing" capabilities rather than a chaotic 10-day manual sprint.
2. Payouts & Disbursements (The Money-Out Infrastructure)
Customer Buy-Backs:
Productize customer payout triggers to calculate, validate, and execute real-time disbursements securely when a customer initiates a product buy-back.
Vendor Payout Engine:
Build automated workflows to ingest vendor invoices, route them through internal multi-party approval flows, and trigger bulk payouts while actively preventing double-payments.
3. Treasury, Commercials & FX Management
Procurement & Local/FX Ops:
Build systems to manage multi-currency procurement workflows, track FX rates at the point of purchase, and handle accounting logic for imports (customs, duties, and hedging).
B2B & Card Settlement:
Automate EOD tracking for corporate B2B card sales, ensuring merchant discount rates (MDR) and card processing fees are accounted for automatically.
Deal Booking Automation:
Replace manual ledger entries for complex financial contracts or partnership deals with a robust UI that allows operations to "book" a deal, which then auto-generates the accounting journal entries.
What We Are Looking For
Must-Have Qualifications
Chartered Accountant (CA) or Equivalent:
A deep, intuitive understanding of double-entry bookkeeping, general ledger architecture, revenue recognition standards, and audit trails.
Product Management Experience:
3+ years of experience managing technical products (Fintech, Core Banking, Billing Engines, ERP Integrations, or B2B SaaS).
Data & Tech Literacy:
Comfort with SQL to query financial databases, an understanding of API-driven architectures (REST APIs, Webhooks), and experience working with core accounting platforms (NetSuite, SAP, Oracle, etc.).
Soft Skills & Mindset
The Translator:
The unique ability to explain "deferred revenue" or "FX variance" to a software engineer, and "microservice architecture" or "API latency" to a finance controller.
Ruthless Automator:
A fundamental dislike for repetitive manual work and an obsession with driving manual intervention rates down to <1%.
Technical & Competency Matrix
Core Focus Area
What You Must Bring to the Table
Financial Expertise
Advanced knowledge of Ledger Structures, Auditing standards, Taxation, and FX adjustments.
Product Toolkit
Agile/Scrum methodologies, Jira/Confluence mastery, and clear PRD (Product Requirement Document) writing.
Systems Thinking
Deep understanding of how data moves from a user's click -> Payment Gateway -> Core Bank Database -> Internal Ledger.
