Principal Engineer II

Bengaluru, India Senior Posted 2026-04-16

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About this role

<div class="content-intro">Razorpay is one of India’s leading full-stack financial technology companies, powering the way businesses move, manage, and grow money. Founded in 2014 by Harshil Mathur and Shashank Kumar with a simple vision - to simplify payments for Indian businesses - we’ve since grown into a fintech powerhouse driving India’s digital payment revolution. Razorpay powers millions of businesses with a smarter, scalable stack that goes beyond transactions to help them truly build and grow. From building AI-native agentic payments, to AI-assisted fraud detection and real-time risk intelligence to automated reconciliation, smart payouts, and predictive financial insights, we are embedding intelligence across our stack to make money movement faster, safer, and more efficient. In close collaboration with ecosystem partners - including banks, networks, regulators - we are pioneering industry-first solutions that are shaping the next era of fintech Across India, Singapore and Malaysia, our products span everything from seamless checkouts to payroll automation - powering a fintech ecosystem that’s redefining how money moves across Asia. Today, that ecosystem supports everyone from early-stage startups to some of India’s largest enterprises, enabling them to accept, process, and disburse payments at scale while expanding into new ways of managing money more efficiently. Our scale speaks volumes: Razorpay processes $180+ billion in annualized transactions, powering leading businesses like Airbnb, Facebook, WhatsApp, Airtel, CRED, BookmyShow, Zomato, Swiggy, Lenskart, Mirae Asset Capital markets, Indian Oil, National Pension Scheme - and over 100 of India’s unicorns. With strong roots in India and growing operations in Southeast Asia, we are shaping the next chapter of financial technology across the region. We are backed by global investors including GIC, Peak XV Partners (formerly Sequoia Capital India & SEA), Tiger Global, Ribbit Capital, Matrix Partners, MasterCard, and Salesforce Ventures, having raised over $740 million to date. Strategic acquisitions - including Ezetap (POS and offline payments), Curlec (Malaysia expansion), BillMe (digital invoicing), and POP (rewards-first UPI) - along with earlier moves in fraud prevention, payroll, and lending, have further strengthened our platform and widened our footprint across Asia. But what truly sets Razorpay apart is our culture. At Razorpay, ownership is our oxygen - you own what you build, with no micromanagement or red tape, just the runway to make your ideas fly. Learning is a lifestyle - if you’re curious, you’ll feel at home here. People > Pedigree - we hire for attitude, hustle, and hunger more than degrees. Transparency thrives over titles - this is where interns question CXOs and CXOs say “thank you.” Guided by our values of Customer First, Autonomy & Ownership, Agility with Integrity, Transparency, Challenging the status quo and a strong belief that Razorpay grows with Razors,  you’ll be part of a 3000+ strong team building not just products, but the financial infrastructure of the future.</div>The Role: A Principal Engineer at Razorpay is well-grounded - innovative, quality focussed, product thinker, and business conscious - not mere coders, of course, with deeper technical context and experience to build quality software. You should be able to see nuances and elements that others might not. Engineering creates a significant impact across different areas, considering the scale of our software product outreach. You’re expected to be involved in almost every project and also influence the culture of the company and help shape it in the right way. Roles and Responsibilities: <ul> <li style="font-family: arial, helvetica, sans-serif; font-size: 12pt;">Drive the technology and engineering best practices on different fronts like quality, performance, design, and operations at the organizational level</li> <li style="font-family: arial, helvetica, sans-serif; font-size: 12pt;">Responsible for design, architecture, and delivery of a feature or component/product with the highest quality with high-level directions from architects</li> <li style="font-family: arial, helvetica, sans-serif; font-size: 12pt;">Drive technology innovations & remaining ahead of the curve</li> <li style="font-family: arial, helvetica, sans-serif; font-size: 12pt;">Collaborate effectively with cross-functional teams to deliver end-to-end products & features</li> <li style="font-family: arial, helvetica, sans-serif; font-size: 12pt;">Demonstrate ability to multi-task and re-prioritize responsibilities based on changing requirements</li> <li style="font-family: arial, helvetica, sans-serif; font-size: 12pt;">Estimate efforts, identify risks, devices and meets project schedules</li> <li style="font-family: arial, helvetica, sans-serif; font-size: 12pt;">Runs review meetings effectively and drives the closure of all open issues on time</li> <li style="font-family: arial, helvetica, sans-serif; font-size: 12pt;">Provide functional, design, and code reviews in related areas of expertise within team and cross-team.</li> <li style="font-family: arial, helvetica, sans-serif; font-size: 12pt;">Mentor/coach engineers to facilitate their development and provide technical leadership to them</li> <li style="font-family: arial, helvetica, sans-serif; font-size: 12pt;">Rise above detail to see broader issues and implications for the whole product/team & Implement a long-term technology vision for your organization & team</li> <li style="font-family: arial, helvetica, sans-serif; font-size: 12pt;">Contribute to streamlining hiring challenges and helping hire high-quality engineers for the organization</li> <li style="font-family: arial, helvetica, sans-serif; font-size: 12pt;">Represent organization and team  in external & internal forums, respectively</li> </ul> Mandatory Qualifications: <ul> <li style="font-family: arial, helvetica, sans-serif; font-size: 12pt;">14+ years of strong design/development experience in building massively large-scale distributed internet systems and products</li> <li style="font-family: arial, helvetica, sans-serif; font-size: 12pt;">Deep expertise in more than one programming language and tech stack to write maintainable, scalable, unit-tested code</li> <li style="font-family: arial, helvetica, sans-serif; font-size: 12pt;">Experience leading & mentoring project teams </li> <li style="font-family: arial, helvetica, sans-serif; font-size: 12pt;">Strong Object-oriented skills, knowledge of design patterns, and uncanny ability to design intuitive modules and class-level interfaces.</li> <li style="font-family: arial, helvetica, sans-serif; font-size: 12pt;">Deep understanding of data-driven web application design and development</li> <li style="font-family: arial, helvetica, sans-serif; font-size: 12pt;">Superior organization, communication, interpersonal, and leadership skills</li> <li style="font-family: arial, helvetica, sans-serif; font-size: 12pt;">Must be a proven performer and team player that enjoys challenging assignments in a high-energy, fast-growing, and start-up workplace</li> <li style="font-family: arial, helvetica, sans-serif; font-size: 12pt;">Must be a self-starter who can work well with minimal guidance and in a fluid environment</li> <li style="font-family: arial, helvetica, sans-serif; font-size: 12pt;">Must be excited by challenges surrounding the development of massively scalable & distributed system</li> <li style="font-family: arial, helvetica, sans-serif; font-size: 12pt;">Agility and ability to adapt quickly to changing requirements and scope and priorities</li> <li style="font-family: arial, helvetica, sans-serif; font-size: 12pt;">The experience of having been a software engineer for at least 12 years.</li> <li style="font-family: arial, helvetica, sans-serif; font-size: 12pt;">Have a few weekend side projects up on GitHub</li> <li style="font-family: arial, helvetica, sans-serif; font-size: 12pt;">Have contributed to an open-source project</li> <li style="font-family: arial, helvetica, sans-serif; font-size: 12pt;">Have worked at a product company</li> <li style="font-family: arial, helvetica, sans-serif; font-size: 12pt;">Have a working knowledge of a backend programming language</li> </ul> Location: Bangalore<div class="content-conclusion"><div class="gmail_default">Razorpay believes in and follows an equal employment opportunity policy that doesn't discriminate on gender, religion, sexual orientation, colour, nationality, age, etc. We welcome interests and applications from all groups and communities across the globe. </div> <div class="gmail_default"> </div> <div class="gmail_default">Follow us on <a href="https://www.linkedin.com/company/razorpay/mycompany/" target="_blank" data-saferedirecturl="https://www.google.com/url?q=https://www.linkedin.com/company/razorpay/mycompany/&source=gmail&ust=1660290870959000&usg=AOvVaw0f6sCrv8Ce3IHBvN2Sev8Z">LinkedIn</a> & <a href="https://twitter.com/Razorpay" target="_blank" data-saferedirecturl="https://www.google.com/url?q=https://twitter.com/Razorpay&source=gmail&ust=1660290870959000&usg=AOvVaw0ViuP9uutFg1qFCm2nHeh1">Twitter</a></div></div>

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