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Credit Risk FID Secured Lending, Associate, Firm Risk Management

at MS

Mumbai, India Entry Posted 2026-05-05

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About this role

We’re seeking someone to join our team as an Associate in Credit Risk team. In the Firm Risk Management division, we advise businesses across the Firm on risk mitigation strategies, develop tools to analyse and monitor risks and lead key regulatory initiatives. Since 1935, Morgan Stanley is known as a global leader in financial services, always evolving and innovating to better serve our clients and our communities in more than 40 countries around the world. What you’ll do in the role: Manage and monitor of a portfolio of borrowers Responsible for the financial and credit analysis for an assigned coverage portfolio Track and monitor industry trends for assigned coverage portfolio Present and discuss credit views internally on assigned coverage portfolio, including rating and regulatory classification recommendation Oversee the tracking and monitoring of borrower compliance in accordance with contractual terms and Firm requirements for the assigned coverage portfolio Providing senior oversight to junior team members and lead in analytic discussions with coverage officers What you’ll bring to the role: Superior written and verbal communication skills Quantitative orientation Ability to manage dynamic priorities Finance and/or accounting degree preferable Knowledge of the loan origination and collateralized structured lending preferred Experience in at least one of the following industries required: corporate loans, consumer loans, US residential mortgages, aircraft financing, single family rental or CRE loans Minimum 3 years of relevant experience Experience in training junior talent Masters or equivalent professional qualification (CFA, CA, CPA, etc preferred) Perform ad-hoc tasks as requested by onshore teams and senior stakeholders Possess strong problem identification and solution techniques Good collaboration skills in a team-oriented environment WHAT YOU CAN EXPECT FROM MORGAN STANLEY: At Morgan Stanley, we raise, manage and allocate capital for our clients – helping them reach their goals. We do it in a way that’s differentiated – and we’ve done that for 90 years.  Our values - putting clients first, doing the right thing, leading with exceptional ideas, committing to diversity and inclusion, and giving back - aren’t just beliefs, they guide the decisions we make every day to do what's best for our clients, communities and more than 80,000 employees in 1,200 offices across 42 countries. At Morgan Stanley, you’ll find an opportunity to work alongside the best and the brightest, in an environment where you are supported and empowered. Our teams are relentless collaborators and creative thinkers, fueled by their diverse backgrounds and experiences. We are proud to support our employees and their families at every point along their work-life journey, offering some of the most attractive and comprehensive employee benefits and perks in the industry. There’s also ample opportunity to move about the business for those who show passion and grit in their work. To learn more about our offices across the globe, please copy and paste https://www.morganstanley.com/about-us/global-offices​ into your browser. Morgan Stanley is an equal opportunity employer committed to building and maintaining a workforce that is diverse in experience and background.  Our recruiting efforts reflect our strong commitment to a culture of inclusion, where individuals are hired, developed, and advanced based on their skills and talents. Our workforce reflects a broad cross-section of the global communities in which we operate, bringing a variety of backgrounds, talents, perspectives, and experiences. For more information, please visit: https://www.morganstanley.com/people-opportunities/eeo .

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