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Applicant - Mortgage

at Sutherland

Kochi, India Entry Posted 2026-05-08

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About this role

We are seeking candidates with relevant US mortgage underwriting experience to join us. if you’re a graduate and carry relevant experience you can apply. Job Description: Meet training requirements (New hire, refresher, update, and remedial training) Review the mortgage documents and complete the process steps defined by the client. Follow investor guidelines and client overlays. Perform the basic calculations with regard to mortgage processing. Update the information in LOS. Inform the client when additional documents are required. Meet the Document Review timelines (Goals) / reduce the time taken for even better results. Adhere to Schedule and other operational requirements. Seek assistance from support staff as required and follow two to say "No" policy for seamless review results. Active participation in performance improvement initiatives (individual level & program level). Maintain the quality standards and undergo necessary coaching sessions for improving review. Basic Requirements: 6 months - 3 years prior US Mortgage Underwriting experience preferred. Excellent oratory skills to communicate with US clients Good English written communication skills Client LOS such as the following but not limited to - Encompass, Scuba, Blacknight, AWS, etc. Knowledge about 4C’s (Credit, Capital, Capacity and Collateral) Graduates (with degree certificates) Comfortable to Work from Office Comfortable with US Rotational Night Shifts Immediate Joiner Knowledge about DSCR and Bank Statement income files is an added advantage Hands-on experience with Credit analysis, Income Verification and Calculation. Knowledge about Fannie Mae (FNMA) and Freddie Mac (FHLMC) Guidelines Knowledge about Conventional / FHA / VA loans DTI/LTV Ratio Calculations to assess risk Why Join Us? Competitive salary in line with market standards Opportunity to make a significant impact in a global organization A dynamic and supportive work environmen If you’re ready to take your career to the next level and leverage your skills in a rewarding role, we want to hear from you! Perks: Cab facilities available (within 25 Kms of office location).

How to get this job at Sutherland

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  4. Follow up. One polite nudge after 5–7 days roughly doubles reply rates — scheduled for you.

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